Findependent Referral Code & Link

Findependent Referral Code: CHF 3,000 Fee-Free Allowance

Use the Findependent referral code 2YJ62L while opening a new account to increase the amount managed without findependent management or custody fees. Findependent currently gives new clients a base fee-free allowance of CHF 2,000, and the submitted personal invitation adds CHF 1,000. That makes the first CHF 3,000 of the investment amount fee-free for life under the current offer.

This benefit is a fee waiver, not CHF 3,000 in free money and not an investment return. You still invest your own funds, and the value of ETFs can rise or fall. Findependent's official fee schedule says fees apply only to the portion above a client's individual fee-free allowance. Other costs associated with investing may still apply, so read the current fee schedule and account documents before opening an account.

The offer is intended for eligible adults in Switzerland. Findependent says an applicant must be at least 18, live in Switzerland, be exclusively liable for tax there, have a Swiss mobile number, and use a Swiss bank account. The service is not currently offered to legal entities such as companies or associations.

How to Use Code 2YJ62L

Start from findependent's official website or download the verified findependent app from the Swiss App Store or Google Play. Create your own account and follow the identity and suitability steps shown by the service. When the registration flow asks whether you have a voucher or invitation, enter 2YJ62L exactly.

The Findependent referral code should be entered during account opening, before registration is completed. Do not assume support can add it later. Check the final confirmation screen or your profile to make sure the individual fee-free allowance reflects the expected amount before transferring more than you intended.

Findependent says investing can begin from CHF 500. The fee-free allowance is applied across the total investment amount held with the service rather than separately to every investment goal. If your total invested balance stays within the allowance, findependent waives its management and custody fees on that amount. If the balance exceeds the allowance, its current fee schedule says fees are charged only on the portion above it.

What the Fee-Free Benefit Covers

The Findependent referral code changes the fee-free threshold; it does not remove market risk or every possible cost. Findependent's 2026 fee schedule lists a 0.20% annual custody fee and management fees starting at 0.20% a year for amounts up to CHF 50,000, with lower management rates at higher tiers. The individual fee-free amount offsets the management and custody fees that would otherwise apply to that portion.

ETF product costs, exchange charges, stamp duties, and other external costs are separate from findependent's own management and custody charges. Exact costs depend on the chosen investment solution and transactions. Review the key information documents and the latest official fee schedule rather than treating a referral page as complete investment advice.

The standard fee-free allowance and promotional codes can change. Findependent currently promotes its own public alternatives, including cash-credit and extra-allowance codes. A personal invitation may be more suitable for someone who values a larger lifelong fee-free amount, but compare the live choices in the app before deciding. Usually only one code can be associated with a new registration.

Account and Investing Checks

Only enter the Findependent referral code in the official app or website flow. The inviter does not need your password, one-time codes, bank login, identity documents, or access to your phone. Complete identification directly with findependent and transfer funds only to account details displayed inside the verified service.

Choose an investment strategy based on your own time horizon, ability to absorb losses, and financial situation. A lower fee improves cost efficiency but cannot prevent losses. Do not invest emergency savings or money you expect to need soon merely to use the allowance. Findependent is a regulated Swiss securities firm, but regulation and deposit protection do not guarantee the market value of ETF holdings.

Keep a copy of the registration confirmation and the displayed fee-free amount. If 2YJ62L is rejected or the expected CHF 3,000 allowance does not appear, stop before funding and ask findependent support to confirm the current offer. Referral.is cannot add a code, alter a fee tier, or reimburse fees after the account is created.

Findependent Referral Code FAQ

What does code 2YJ62L provide?

The current submission and official program information indicate that it raises the new client's fee-free allowance from CHF 2,000 to CHF 3,000 for life. It is not a CHF 3,000 cash bonus.

Who can use the code?

The Findependent referral code is for eligible new clients who meet findependent's Swiss residence, tax, age, mobile-number, and bank-account requirements.

How much do I need to invest?

Findependent says users can start from CHF 500. Investing more is not required merely to enter the code, although the allowance matters only for assets held with the service.

Are all investment costs removed?

No. The allowance covers findependent management and custody fees on the eligible amount. ETF costs, taxes, duties, currency conversion, and other external charges may still apply.

What if the allowance is not shown?

Do not assume it will be corrected automatically. Contact findependent through its official support channel before funding the account and provide the registration details it requests.